There is a whole range of finance options to people buying vehicles within the uk - if you are looking to buy a car today you could almost certainly find credit for this new car from at least one source.
Buying a car on credit (otherwise known as buying a car on hp, lease, lease rental, car leasing, hire purchase, sale lease, part lease, loan, credit skipping etc) can be a great way to get a car quickly - but there are associated pitfalls that everyone who is seeking car finance should bare in mind before signing any papers.
As with other forms of finance its imperitive that you do not seek car finance for a value car you cannot afford. Breaking payments down with car hp or leasing does mean you can get a car effectively for monthly installments, but these are linked to interest rates so a sudden rise in interest rates can up your installments significantly.
Some car finance works with baloon's - a way of paying smaller installments only to owe a lump sum on conclusion of the finance contract.
These are very important factors to bare in mind when looking for car finance - and as with all other forms of monetary offer - its really important to check the interest rates - going for the lowest possible. It pays to search around for car finance - and always remember to check what you are signing!